Education
Business banking and automated bookkeeping for schools, daycares, and educational organizations.
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Grow & Scale Your Business with Toolbox
Banking & Financial Tools for Educational Organizations
Welcome to Toolbox, where we champion the education sector by fostering financially resilient and thriving educational institutions and companies. In an industry where every resource is invaluable, we're built to optimize your financial operations, allowing you to dedicate more time and money into people's futures.
Why Toolbox?
Because Every Business Deserves World-Class Financial Tools.
Intelligent Business Banking
Get a 360 view of your business' financial position and understand how to optimize your financial resources for success. Plus enjoy 100% free business banking with free wire transfers, no account minimums, 1% yield, and an additional 1.3% rewards on debit spend.
Integrated Access to Business Credit
Toolbox provides businesses with a net-30 corporate charge card based on their financial health—allowing for additional spend of up to $6M/year. Our lender marketplace also serves as a single access point to hundreds of options for business capital.
Save Hours with Automated Bookkeeping
Toolbox streamlines the bookkeeping process, providing automation features that capture details in receipts, allow for easy categorization of transactions, and offer seamless integration with popular accounting software platforms.
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Control
Save Money with Spend Controls
Create custom corporate cards to cover any business expense.
Set the spending limit and assign cards to employees, teams, projects, or expense categories.
Plus, reduce fraud with custom virtual cards for specific expenses or vendors.
Protection
Sleep Peacefully with Bank-Level Security
256-Bit Encryption: All your data is secured using industry-leading encryption, ensuring it remains confidential and safe from breaches.
Multi-Factor Authentication: Additional layers of security require multiple methods of verification to ensure only authorized users access the account.
FDIC Insured: Your deposits with Toolbox are insured up to $250,000 by the Federal Deposit Insurance Corporation.

"Education is the cornerstone of our society, and at Toolbox, we are deeply committed to supporting educational institutions in laying strong financial foundations for their organizations. Our platform is more than just a financial tool; we're a partner in your journey, helping you navigate financial challenges and seize growth opportunities, so you can continue to inspire, educate, and make a lasting impact."
Where businesses find their momentum.
How We Work
Toolbox is not a bank and does not hold any customer funds.
We partner with Thread Bank, member FDIC, where customer funds are held. Our revenue model partly mirrors that of banks as well as software companies: we share in the yield on deposits held at our partner banks, as well as the network and banking fees paid by merchants on card transactions, and we receive a portion of the fees paid by lenders on our marketplace. In turn, we reward our customers and invest in enhancing our platform.
A Team Dedicated to Your Business
Our unique skillset helps us build the best possible financial platform for small & growing businesses.
Our teams' combined experience is from leading organizations, including powerhouses like Goldman Sachs, Pie Insurance, Harvard Business School, and OneTrust.



