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Toolbox is a financial technology company and is not a bank. Banking services provided by Thread Bank; Member FDIC. The Toolbox Visa Debit & Charge Cards are issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted.Your deposits qualify for up to a maximum of $2,500,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program and a list of program banks at https://www.thread.bank/faq. Please contact customerservice@thread.bank with questions on the program.