More savings.
Less effort.

Finally, a finance platform for SMBs that allows you to save while spending.
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$0 Software Fees
We're building a free financial platform that allows you to expand your margins.
Up to 1.3% Cashback on Debit Spend
Enjoy cash back with every swipe of your debit card to earn thousands throughout the year.
$0 Unnecessary Fees
If approved for a line or credit, only pay for what you use & transfer funds directly to your Toolbox account.

Save time & money as you scale your business

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The smarter way to manage your operating cash.

‍- Sync spend with your accounting platform
- Custom budgets on digital & physical virtual cards
Cash Management

Secure a line of credit without the extra fees.

Access up to $250,000 with a line of credit or term loan.
‍
- no undrawn fees
- no origination fees
- no early repayment fees
Business Capital

Are you in growth mode?

Established businesses with with $1M+ in revenue may be able to upgrade to Toolbox's corporate charge card and access $12M/year to free up cashflow.
Corporate Charge Card

Manage your cashflow with Toolbox.

We offer personalized onboarding sessions to understand your needs and get you all set up the same-day.

Contact Sales

“Toolbox has been a game-changer for my business.

The seamless integration of financial tools has not only saved me time but has also significantly improved my cash flow management. I can't imagine running my business without it!”
$3M+ company
Based in Atlanta, Georgia
Toolbox
Solutions
Corporate Card
Line of Credit
Expense Management
Year 1
Results
10%
increase in annual revenue
5h
saved per month
15%
increase in net profit
Toolbox is a financial technology company and is not a bank. Banking services provided by Thread Bank; Member FDIC.

The Toolbox Visa Debit & Charge Cards are issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted.Your deposits qualify for up to a maximum of $2,500,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program.
Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity.

You can access the terms and conditions of the sweep program and a list of program banks at https://www.thread.bank/faq.

Please contact customerservice@thread.bank with questions on the program.