Cash management that rewards.

Finally, an easier way to manage your operating cash that doesn't give you a headache.

Request Account

Save on Fees
Manage your business cash without dealing with any
maintenance, ACH, wire transfer, or overdraft fees.
Earn Interest
Does your bank help you earn caswhenever you spend cash? With Toolbox, enjoy up to 1.3% cash back with every swipe of your debit card.
Protect Your Deposits
Toolbox partners with FDIC-insured banks to offer banking products and services. Plus you'll be able to earn competitive yield on deposits.
Why Toolbox

The intelligent way to manage business cash.

Toolbox makes it simple to understand your business's money movement so you can make the smartest decisions for your growth.

With a free Toolbox account, every debit card purchase—whether it's for equipment, supplies, or fuel—represents a chance to get a percentage of that spend back into your business.

Plus Toolbox automatically captures receipts and keeps a clean record of your transactions for faster bookkeeping

Cashflow tools
built for you.

Custom debit cards can be created for people, teams, projects, vendors, and more to reduce the hassle of reimbursements and reconciliation.
When employees spend, their receipts are automatically matched for simple spend categorization.
Bank account transactions can be easily tagged and classified, giving you real-time reports about your business cash position.

Start earning up to 1.3% cashback on debit card spend.

Take our quick quiz to see if your business is a match for Toolbox. It's fast and easy.